About Michelle's expertise
Michelle Lambright Black is a credit expert, freelance writer, and founder of CreditWriter.com. She has over 20 years of experience writing and speaking about credit and money, and focuses on helping families and small business owners make smart, informed decisions about their credit, money, and financial products (including insurance). Michelle's work has appeared in publications such as Yahoo! Finance, Reader's Digest, Parents, FICO, Forbes, Bankrate, The Seattle Times, MarketWatch, BuySide from Wall Street Journal, USA Today, and more. She's also a three-time finalist for the best personal finance freelancer award from the Plutus Foundation. When she isn't writing or speaking about credit and money, Michelle loves to travel with her family or read a good book. You can connect with Michelle on Instagram or Twitter.
Michelle has been a contributor at Insurify since September 2023.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Michelle's latest posts
)
Car Insurance Requirements in Indiana (2025)
)
How Long Can You Stay on Your Parents’ Car Insurance in Texas?
)
Can You Drive Your Parents’ Car With Their Insurance in Texas?
)
Is It Illegal to Drive With Headphones in Texas?
)
Best Car Insurance for Senior Drivers in Texas (2025)
)
Average Car Insurance Cost in Rhode Island (2025)
)
Average Car Insurance Cost in Utah (2025)
)
New Jersey Dollar-a-Day Insurance (SAIP Plans)
)
Can You Insure a Car You Don’t Own?
)
What Is a DUI?
)
Personal Property Coverage: What You Need to Know
)
What Is Equipment Breakdown Coverage?
)
What Does Medicare Part A Cover?
)
How to Get Home Insurance to Pay for Water Damage
)
Why Car Insurance Companies Deny Claims, and What You Can Do About It
)
When Does Health Insurance Expire After Leaving a Job?
)
Can You Negotiate Car Insurance?
)