)
About Ben's expertise
Ben Luthi has been writing about personal finance for over a decade with the intent to help people improve their finances and lifestyle. He’s covered just about every personal finance topic under the sun for a variety of publications, including the Wall Street Journal, Fortune Recommends, Yahoo Finance, Experian, Credit Karma, NerdWallet, and many more. Ben lives near Salt Lake City with his two kids and two cats.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Ben's latest posts
)
Is Phone Insurance Worth It?
)
Hyundai Recommended Maintenance Schedule
)
Nissan Recommended Maintenance Schedule
)
Liberty Mutual Home Insurance Review: Ratings and Quotes (2025)
)
Average Car Insurance Cost in Nevada (2025)
)
Average Car Insurance Cost in Texas (2025)
)
Average Car Insurance Cost in Illinois (2025)
)
Why Is Car Insurance So Expensive in Florida? (2025)
)
Accident With a Borrowed Car in Florida: What Happens?
)
Best Commercial Truck Insurance Companies (2025)
)
Florida Car Insurance Laws (2025)
)
Best Car Insurance in Washington, D.C. (2025)
)
How to Find Cheap Commercial Auto Insurance
)
Guide to Term Life Insurance — and How It Works
)
What Is Guaranteed Life Insurance, and How Does It Work?
)
Life Insurance for Children: Should You Buy It?
)
Voluntary Life Insurance: What It Is and How It Works
)